{"id":12268,"date":"2024-01-23T08:13:21","date_gmt":"2024-01-23T11:13:21","guid":{"rendered":"https:\/\/victoriaaldia.com\/?p=12268"},"modified":"2024-01-23T08:13:21","modified_gmt":"2024-01-23T11:13:21","slug":"mas-detalles-de-cuota-simple-cual-sera-la-tasa-y-los-34-rubros-incluidos","status":"publish","type":"post","link":"https:\/\/victoriaaldia.com\/?p=12268","title":{"rendered":"M\u00e1s detalles de \u201cCuota Simple\u201d: cu\u00e1l ser\u00e1 la tasa y los 34 rubros incluidos"},"content":{"rendered":"<h2>Reemplazar\u00e1 a Ahora 12<\/h2>\n<header>\n<section class=\"bajada\">Desde el 1\u00b0 de febrero, &#8220;Ahora 12&#8221; se convertir\u00e1 en &#8220;Cuota Simple&#8221;. Permitir\u00e1 comprar en 3 y 6 cuotas fijas.\u00a0<i>Uno por uno los rubros que estar\u00e1n contemplados y los nuevos detalles sobre el programa de financiamiento para consumidores<\/i>.<\/section>\n<\/header>\n<div class=\"redes\"><\/div>\n<div>&#8220;Cuota Simple&#8221; ser\u00e1 el nuevo programa que reemplace al &#8220;Ahora 12&#8221; vigente hasta el 31 de enero. El plan se lanzar\u00e1 en las pr\u00f3ximas horas, seg\u00fan pudo confirmar \u00c1mbito. Tal como anticip\u00f3 este medio, el Gobierno mantuvo reuniones con entidades financieras para avanzar en un nuevo programa de financiamiento al consumo tras el pedido de las c\u00e1maras empresarias.<\/div>\n<div><\/div>\n<div>Desde el 1\u00b0 de febrero, los argentinos van a contar con &#8220;Cuota Simple&#8221;, un programa para comprar en 3 y 6 cuotas fijas, en 34 rubros y con\u00a0<b>la tasa m\u00e1s baja del mercado en torno a un 85%<\/b>, por debajo de la tasa de plazo fijo del Banco Central (110% TNA). Reemplazar\u00e1 al &#8220;Ahora 12&#8221;.<\/p>\n<p>El jueves, el Banco Central terminar\u00e1 de confirmar la tasa en su habitual reuni\u00f3n de Directorio. Actualmente, la TNA del programa Ahora 12 es del 82,5%. Otra de las particularidades es que el programa se renovar\u00e1 de manera trimestral.<\/p>\n<figure class=\"embed\"><img decoding=\"async\" title=\"\" src=\"https:\/\/elonce-media.elonce.com\/fotos-nuevo\/2023\/10\/31\/o_1698738723.jpg\" alt=\"\" width=\"640\" \/><\/figure>\n<p>El programa\u00a0<b>tendr\u00e1 alcance nacional y estar\u00e1 disponible tanto en tiendas f\u00edsicas como virtuales<\/b>. Seg\u00fan fuentes oficiales, las tres y seis cuotas fijas son las m\u00e1s elegidas por los consumidores que eligen el Ahora 12, totalizando en un 80% las transacciones. Por eso, desde la Secretar\u00eda de Comercio y el Banco Central (BCRA) en reuni\u00f3n con la Confederaci\u00f3n Argentina de la Mediana Empresa (CAME) se opt\u00f3 por estos plazos.<\/p>\n<p>Contemplando los antecedentes del programa anterior, Ahora 12,\u00a0<b>los rubros con mayor participaci\u00f3n son indumentaria, peque\u00f1os electrodom\u00e9sticos y turismo<\/b>. Seg\u00fan la consultora Ecolatina, las compras con planes de cuotas Ahora 12 tienden a explicar entre el 20% y el 25% de los consumos con tarjetas de cr\u00e9dito, lo cual da cuenta de su relevancia para los consumidores.<\/p>\n<p>Tanto la C\u00e1mara Argentina de Comercio (CAC) como la Confederaci\u00f3n Argentina de la Mediana Empresa (CAME) expresaron su apoyo al programa y lo definieron como \u201cmuy relevante para fomentar el consumo, la producci\u00f3n nacional y el empleo&#8221; y un \u201cinstrumento clave con cuotas a tasa preferencial\u201d, publica\u00a0<i>\u00c1mbito Financiero<\/i>.<\/p>\n<p><b>Cuota simple: uno por uno los rubros que estar\u00e1n contemplados<\/b><br \/>\n<i>Anteojos y lentes de contacto<br \/>\nIndumentaria<br \/>\nServicios educativos<br \/>\nArtefactos de iluminaci\u00f3n<br \/>\nInstrumentos musicales<br \/>\nServicios de cuidado personal<br \/>\nArt\u00edculos de librer\u00eda Juguetes y juegos de mesa<br \/>\nServicios funerarios<br \/>\nBalnearios<br \/>\nKit para la conexi\u00f3n domiciliaria a los servicios p\u00fablicos de agua y cloacas<br \/>\nServicios de instalaci\u00f3n de alarmas<br \/>\nBicicletas<br \/>\nL\u00ednea Blanca<br \/>\nServicios de organizaci\u00f3n de eventos y exposiciones comerciales<br \/>\nCalzado y marroquiner\u00eda<br \/>\nLibros<br \/>\nServicios educativos<br \/>\nColchones<br \/>\nMaquinaria y Herramientas<br \/>\nServicios T\u00e9cnicos de Electr\u00f3nica y Electrodom\u00e9sticos para el Hogar<br \/>\nComputadoras, Notebooks y Tablets<br \/>\nMotos<br \/>\nServicios de Reparaci\u00f3n de Veh\u00edculos<br \/>\nAutomotores y Motocicletas<br \/>\nElementos durables de cocina<br \/>\nMuebles Tel\u00e9fonos Celulares<br \/>\nEquipamiento m\u00e9dico<br \/>\nNeum\u00e1ticos, accesorios, kit de conversi\u00f3n de veh\u00edculos a gas GNC y repuestos para automotores y motos<br \/>\nTelevisores y monitores<br \/>\nEspect\u00e1culos y Eventos culturales<br \/>\nPeque\u00f1os Electrodom\u00e9sticos<br \/>\nTurismo<br \/>\nGimnasios<br \/>\nPerfumer\u00eda.\u00a0<\/i>Fuente: El Once<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/victoriaaldia.com\/balotaje-2023-que-tengo-que-hacer-si-estoy-de-viaje-y-no-puedo-votar\/agrotecnica\/\" rel=\"attachment wp-att-9280\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-9280\" src=\"http:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/agrotecnica.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/agrotecnica.png 720w, https:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/agrotecnica-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Reemplazar\u00e1 a Ahora 12 Desde el 1\u00b0 de febrero, &#8220;Ahora 12&#8221; se convertir\u00e1 en &#8220;Cuota Simple&#8221;. Permitir\u00e1 comprar en 3 y 6 cuotas fijas.\u00a0Uno por uno los rubros que estar\u00e1n contemplados y los nuevos detalles sobre el programa de financiamiento&#8230;<\/p>\n","protected":false},"author":3,"featured_media":12269,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-12268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>M\u00e1s detalles de \u201cCuota Simple\u201d: cu\u00e1l ser\u00e1 la tasa y los 34 rubros incluidos - Victoria Al D\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/victoriaaldia.com\/?p=12268\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"M\u00e1s detalles de \u201cCuota Simple\u201d: cu\u00e1l ser\u00e1 la tasa y los 34 rubros incluidos - Victoria Al D\u00eda\" \/>\n<meta property=\"og:description\" content=\"Reemplazar\u00e1 a Ahora 12 Desde el 1\u00b0 de febrero, &#8220;Ahora 12&#8221; se convertir\u00e1 en &#8220;Cuota Simple&#8221;. 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