{"id":16087,"date":"2024-05-08T08:59:27","date_gmt":"2024-05-08T11:59:27","guid":{"rendered":"https:\/\/victoriaaldia.com\/?p=16087"},"modified":"2024-05-08T08:59:27","modified_gmt":"2024-05-08T11:59:27","slug":"creditos-hipotecarios-uva-como-funciona-el-seguro-contra-inflacion","status":"publish","type":"post","link":"https:\/\/victoriaaldia.com\/?p=16087","title":{"rendered":"Cr\u00e9ditos hipotecarios UVA: c\u00f3mo funciona el \u201cseguro contra inflaci\u00f3n\u201d"},"content":{"rendered":"

Vivienda propia<\/h2>\n

El Banco Naci\u00f3n ofrece cr\u00e9ditos hipotecarios ajustables por UVA con una cl\u00e1usula opcional que act\u00faa como “seguro contra inflaci\u00f3n”. Para acceder a este beneficio, los clientes deber\u00e1n pagar un porcentaje adicional de tasa.<\/p>\n

El Banco Naci\u00f3n se suma a la oferta de cr\u00e9ditos hipotecarios ajustables por Unidad de Valor Adquisitivo (UVA) y lo hace con una importante novedad: la inclusi\u00f3n de una cl\u00e1usula opcional que funciona como un “seguro contra inflaci\u00f3n”.<\/p>\n

\u00bfC\u00f3mo funciona la cl\u00e1usula?<\/b><\/p>\n

Los tomadores de cr\u00e9dito UVA del Banco Naci\u00f3n podr\u00e1n optar por una cl\u00e1usula que les permitir\u00e1 limitar el aumento de la cuota mensual en caso de que la inflaci\u00f3n se dispare por encima de los salarios.<\/p>\n

\u00bfC\u00f3mo se activa la cl\u00e1usula?<\/b><\/p>\n

Si la cuota ajustada por la inflaci\u00f3n supera en m\u00e1s de un 10% a la cuota ajustada por el \u00edndice de salarios (CVS), el solicitante del pr\u00e9stamo podr\u00e1 solicitar la extensi\u00f3n del plazo del mismo hasta en un 25%.<\/p>\n

\u00bfQu\u00e9 costo tiene la cl\u00e1usula?<\/b><\/p>\n

Para acceder a este beneficio, los clientes deber\u00e1n pagar un porcentaje adicional de tasa, a modo de seguro.<\/p>\n

\u00bfEs conveniente la cl\u00e1usula?<\/b><\/p>\n

La decisi\u00f3n de contratar la cl\u00e1usula depende de la tolerancia al riesgo del tomador del cr\u00e9dito. Quienes consideren que la inflaci\u00f3n podr\u00eda superar significativamente el aumento de los salarios, podr\u00edan encontrar conveniente la protecci\u00f3n que ofrece la cl\u00e1usula.<\/p>\n

\"\"<\/figure>\n

\u00bfCu\u00e1les son las otras caracter\u00edsticas del cr\u00e9dito hipotecario UVA del Banco Naci\u00f3n?<\/b><\/p>\n

Tasa promedio: 5% m\u00e1s la inflaci\u00f3n
\nPlazo: hasta 30 a\u00f1os
\nAmortizaci\u00f3n: sistema franc\u00e9s<\/p>\n

\u00bfC\u00f3mo solicitar el cr\u00e9dito hipotecario UVA del Banco Naci\u00f3n?<\/b><\/p>\n

Para solicitar el cr\u00e9dito, los interesados deber\u00e1n acercarse a una sucursal del Banco Naci\u00f3n con la documentaci\u00f3n correspondiente. Fuente: El Once<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Vivienda propia El Banco Naci\u00f3n ofrece cr\u00e9ditos hipotecarios ajustables por UVA con una cl\u00e1usula opcional que act\u00faa como “seguro contra…<\/p>\n","protected":false},"author":3,"featured_media":16088,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nogoya_volanta":"","nogoya_breaking":false,"nogoya_exclusive":false,"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-16087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nCr\u00e9ditos hipotecarios UVA: c\u00f3mo funciona el \u201cseguro contra inflaci\u00f3n\u201d - Victoria Al D\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/victoriaaldia.com\/?p=16087\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9ditos hipotecarios UVA: c\u00f3mo funciona el \u201cseguro contra inflaci\u00f3n\u201d - 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