{"id":21633,"date":"2024-11-02T09:22:57","date_gmt":"2024-11-02T12:22:57","guid":{"rendered":"https:\/\/victoriaaldia.com\/?p=21633"},"modified":"2024-11-02T09:22:57","modified_gmt":"2024-11-02T12:22:57","slug":"como-quedan-los-plazos-fijos-tras-la-baja-de-tasa-de-interes-del-banco-central","status":"publish","type":"post","link":"https:\/\/victoriaaldia.com\/?p=21633","title":{"rendered":"C\u00f3mo quedan los plazos fijos tras la baja de tasa de inter\u00e9s del Banco Central"},"content":{"rendered":"<p>La medida de bajar las tasas de inter\u00e9s del Banco Central genera un recorte de los rendimientos de los plazos fijos que las entidades financieras les ofrecen a sus ahorristas. Conoc\u00e9 todos los detalles.<\/p>\n<p>El Banco Central de la Rep\u00fablica Argentina (BCRA) anunci\u00f3 una reducci\u00f3n en su tasa de inter\u00e9s de referencia, que pasa del 45% al 40%, efectiva desde este viernes 1 de noviembre. Esta decisi\u00f3n, tomada en un contexto de mejora en la liquidez y expectativas de inflaci\u00f3n a la baja, impactar\u00e1 directamente en los rendimientos de los plazos fijos ofrecidos por las entidades financieras.<\/p>\n<p>La disminuci\u00f3n de la tasa de inter\u00e9s conlleva un recorte en las ganancias que los bancos obtienen por los fondos recibidos, lo que se traduce en menores rendimientos para los ahorristas. Los plazos fijos que sufrir\u00e1n esta baja son aquellos que se coloquen por primera vez o que se renueven a partir de ayer; los dep\u00f3sitos anteriores mantendr\u00e1n la tasa fijada al momento de su colocaci\u00f3n.<\/p>\n<p>&nbsp;<\/p>\n<p>En las \u00faltimas semanas se hab\u00eda visto un alza en la tasa de inter\u00e9s ofrecida por algunos bancos, en busca de captar m\u00e1s clientes.<\/p>\n<p>Algunos bancos ya decidieron reflejar la ca\u00edda en su tasa de inter\u00e9s.<\/p>\n<figure class=\"embed\"><img loading=\"lazy\" decoding=\"async\" class=\"lazy\" src=\"https:\/\/elonce-media.elonce.com\/fotos\/2024\/08\/08\/e_1723153435_53355.webp\" alt=\"Archivo\" width=\"600\" height=\"400\" data-src=\"https:\/\/elonce-media.elonce.com\/fotos\/2024\/08\/08\/e_1723153435_53355.webp\" \/><figcaption>Archivo<\/figcaption><\/figure>\n<h3>Tasas de inter\u00e9s por bancos<\/h3>\n<p>TNA para plazos fijos online reportadas por los bancos al Banco Central, en base a dep\u00f3sitos de $100.000 a 30 d\u00edas.<\/p>\n<p>\u2022 Banco de la Naci\u00f3n Argentina: 39%<\/p>\n<p>\u2022 Banco Santander Argentina S.A.: 29%<\/p>\n<p>\u2022 Banco de Galicia y Buenos Aires S.A.U.: 32%<\/p>\n<p>\u2022 Banco de la Provincia de Buenos Aires: 35%<\/p>\n<p>\u2022 Banco BBVA Argentina S.A.: 35,5%<\/p>\n<p>\u2022 Banco Macro S.A.: 39%<\/p>\n<p>\u2022 HSBC Bank Argentina S.A.: 32%<\/p>\n<p>\u2022 Banco Credicoop Cooperativo Limitado: 34%<\/p>\n<p>\u2022 Industrial and Commercial Bank of China (ICBC): 36,9%<\/p>\n<p>\u2022 Banco de la Ciudad de Buenos Aires: 31%<\/p>\n<p>\u2022 Banco BICA S.A.: 37%<\/p>\n<p>\u2022 Banco CMF S.A.: 37%<\/p>\n<p>\u2022 Banco Comafi S.A.: 32,5%<\/p>\n<p>\u2022 Banco de Corrientes S.A.: 36%<\/p>\n<p>\u2022 Banco de la Provincia de C\u00f3rdoba: 30%<\/p>\n<p>\u2022 Banco del Chubut S.A.: 38,5%<\/p>\n<p>\u2022 Banco Hipotecario S.A.: 34%<\/p>\n<p>\u2022 Banco Meridian S.A.: 40%<\/p>\n<p>\u2022 Bibank S.A.: 33%<\/p>\n<p>&nbsp;<\/p>\n<h3>Por qu\u00e9 el Banco Central baj\u00f3 la tasa de inter\u00e9s<\/h3>\n<p>&nbsp;<\/p>\n<p>El Directorio del Banco Central de la Rep\u00fablica Argentina (BCRA) fundament\u00f3 la decisi\u00f3n de rebajar la tasa de inter\u00e9s anual de 45% a 40% &#8220;en consideraci\u00f3n del contexto de liquidez, de la baja observada en las expectativas de inflaci\u00f3n manifestadas tanto en el REM como en los niveles impl\u00edcitos en el mercado secundario de t\u00edtulos, y en el afianzamiento del ancla fiscal\u201d.<\/p>\n<p>&nbsp;<\/p>\n<p>(con informaci\u00f3n de Perfil y Noticias Argentinas)<\/p>\n<p><a href=\"https:\/\/victoriaaldia.com\/dia-mundial-de-la-diabetes-claves-para-prevenirla-en-la-alimentacion-diaria\/10-cmr-telefono-2\/\" rel=\"attachment wp-att-9293\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-9293\" src=\"http:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/10-CMR-Telefono.png\" alt=\"\" width=\"720\" height=\"90\" srcset=\"https:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/10-CMR-Telefono.png 720w, https:\/\/victoriaaldia.com\/wp-content\/uploads\/2023\/11\/10-CMR-Telefono-300x38.png 300w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La medida de bajar las tasas de inter\u00e9s del Banco Central genera un recorte de los rendimientos de los plazos fijos que las entidades financieras les ofrecen a sus ahorristas. Conoc\u00e9 todos los detalles. El Banco Central de la Rep\u00fablica&#8230;<\/p>\n","protected":false},"author":3,"featured_media":21634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-21633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>C\u00f3mo quedan los plazos fijos tras la baja de tasa de inter\u00e9s del Banco Central - Victoria Al D\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/victoriaaldia.com\/?p=21633\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u00f3mo quedan los plazos fijos tras la baja de tasa de inter\u00e9s del Banco Central - Victoria Al D\u00eda\" \/>\n<meta property=\"og:description\" content=\"La medida de bajar las tasas de inter\u00e9s del Banco Central genera un recorte de los rendimientos de los plazos fijos que las entidades financieras les ofrecen a sus ahorristas. 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