{"id":30988,"date":"2025-09-13T09:49:22","date_gmt":"2025-09-13T12:49:22","guid":{"rendered":"https:\/\/victoriaaldia.com\/?p=30988"},"modified":"2025-09-13T09:49:22","modified_gmt":"2025-09-13T12:49:22","slug":"plazo-fijo-cuanto-ganas-con-4-000-000-a-30-dias-en-banco-nacion-y-otras-entidades","status":"publish","type":"post","link":"https:\/\/victoriaaldia.com\/?p=30988","title":{"rendered":"Plazo fijo: cu\u00e1nto gan\u00e1s con $4.000.000 a 30 d\u00edas en Banco Naci\u00f3n y otras entidades"},"content":{"rendered":"<header class=\"cl-24 header-interior interior-top-1\">El plazo fijo en pesos volvi\u00f3 a ser atractivo tras la baja de tasas en algunos bancos. Banco Naci\u00f3n ofrece distintas alternativas. Cu\u00e1nto rinden $4.000.000 en 30 d\u00edas frente a otras entidades financieras.<\/header>\n<header><\/header>\n<header>El plazo fijo en pesos volvi\u00f3 a cobrar protagonismo luego de que varias entidades ajustaran sus tasas en l\u00ednea con las disposiciones del Banco Central de la Rep\u00fablica Argentina (BCRA). Mientras algunos bancos aplicaron reducciones en el rendimiento anual, los ahorristas analizan d\u00f3nde conviene colocar su dinero a corto plazo.<\/p>\n<p>El Banco Naci\u00f3n se convirti\u00f3 en un punto de referencia clave para medir las ganancias de una inversi\u00f3n de $4.000.000 a 30 d\u00edas, tanto de manera presencial como en modalidad online.<\/p>\n<p>&nbsp;<\/p>\n<h3>Banco Naci\u00f3n: diferencias entre sucursal y home banking<\/h3>\n<p>De acuerdo con el simulador del Banco Naci\u00f3n, invertir $4.000.000 por 30 d\u00edas en una sucursal gener\u00f3 intereses por $113.424,66, lo que elev\u00f3 el monto final a $4.113.424,66.<\/p>\n<p>&nbsp;<\/p>\n<p>En cambio, al optar por la modalidad electr\u00f3nica, el rendimiento fue mayor: los intereses alcanzaron $154.520,55, llevando el capital a $4.154.520,55.<\/p>\n<p>Las diferencias se explican en las tasas: en sucursal, la TNA es de 34,50% y la TEA de 40,52%, mientras que en la opci\u00f3n online la TNA sube al 47,00% y la TEA al 58,59%<\/p>\n<p>&nbsp;<\/p>\n<h3>Rendimientos en otros bancos<\/h3>\n<p>La comparaci\u00f3n con otras entidades muestra contrastes importantes. Por ejemplo, Banco Macro ofrece un 48% de tasa, con una ganancia de $160.000, mientras que Banco Provincia y Banco Galicia, con una TNA del 41%, otorgan alrededor de $136.600.<\/p>\n<p>&nbsp;<\/p>\n<p>Los bancos digitales y regionales ofrecen cifras m\u00e1s competitivas: Banco del Sol y Banco VoII, con un 55% de tasa, permiten ganar $183.300 en 30 d\u00edas. En tanto, Banco C\u00f3rdoba paga $173.300 con una tasa del 52% y Banco Meridian llega a $181.700 con una TNA del 54,5%.<\/p>\n<p>&nbsp;<\/p>\n<p>En contraste, algunas entidades presentan rendimientos bajos, como Banco de Formosa, que con un 32% otorga apenas $106.600, o Banco Masventas, con un 30% y $100.000 de ganancia.<\/p>\n<p>&nbsp;<\/p>\n<h3>Un panorama en movimiento<\/h3>\n<p>Las actualizaciones de tasas muestran que los plazos fijos siguen siendo una herramienta de resguardo para quienes buscan previsibilidad. Sin embargo, la diferencia entre bancos y modalidades (sucursal u online) resulta clave a la hora de maximizar la renta. Fuente: El Once<\/p>\n<p><a href=\"https:\/\/victoriaaldia.com\/se-conocio-el-rival-de-boca-para-el-repechaje-de-la-copa-libertadores-2025\/facello-seguros\/\" rel=\"attachment wp-att-22991\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-22991\" src=\"http:\/\/victoriaaldia.com\/wp-content\/uploads\/2024\/12\/facello-seguros-e1734646033932.jpeg\" alt=\"\" width=\"360\" height=\"118\" \/><\/a><\/p>\n<\/header>\n","protected":false},"excerpt":{"rendered":"<p>El plazo fijo en pesos volvi\u00f3 a ser atractivo tras la baja de tasas en algunos bancos. Banco Naci\u00f3n ofrece distintas alternativas. Cu\u00e1nto rinden $4.000.000 en 30 d\u00edas frente a otras entidades financieras. El plazo fijo en pesos volvi\u00f3 a&#8230;<\/p>\n","protected":false},"author":3,"featured_media":30989,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-30988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Plazo fijo: cu\u00e1nto gan\u00e1s con $4.000.000 a 30 d\u00edas en Banco Naci\u00f3n y otras entidades - Victoria Al D\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/victoriaaldia.com\/?p=30988\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plazo fijo: cu\u00e1nto gan\u00e1s con $4.000.000 a 30 d\u00edas en Banco Naci\u00f3n y otras entidades - Victoria Al D\u00eda\" \/>\n<meta property=\"og:description\" content=\"El plazo fijo en pesos volvi\u00f3 a ser atractivo tras la baja de tasas en algunos bancos. 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