{"id":31654,"date":"2025-10-04T13:27:29","date_gmt":"2025-10-04T16:27:29","guid":{"rendered":"https:\/\/victoriaaldia.com\/?p=31654"},"modified":"2025-10-04T13:27:29","modified_gmt":"2025-10-04T16:27:29","slug":"plazo-fijo-cuanto-se-gana-si-se-invierte-3-000-000-a-30-dias","status":"publish","type":"post","link":"https:\/\/victoriaaldia.com\/?p=31654","title":{"rendered":"Plazo fijo: cu\u00e1nto se gana si se invierte $3.000.000 a 30 d\u00edas"},"content":{"rendered":"
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Con la Tasa Nominal Anual promedio en 37,5%, el rendimiento de los plazos fijos volvi\u00f3 a mejorar. Seg\u00fan los c\u00e1lculos realizados, invertir $3.000.000 durante 30 d\u00edas genera una ganancia cercana a $92.465. Conoc\u00e9 cu\u00e1nto paga cada banco.<\/span><\/p>\n<\/div>\n<\/div>\n

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El\u00a0plazo fijo\u00a0volvi\u00f3 a posicionarse como una de las alternativas m\u00e1s elegidas por los ahorristas argentinos. En las \u00faltimas horas,\u00a0varios bancos aplicaron subas en las tasas de inter\u00e9s, lo que elev\u00f3 la\u00a0Tasa Nominal Anual (TNA)\u00a0promedio a\u00a037,5%, por encima del 36% registrado a comienzos de semana.<\/p>\n

Esta actualizaci\u00f3n impacta directamente en la rentabilidad mensual de las colocaciones, que se calculan sobre una base de 30 d\u00edas. Seg\u00fan simulaciones realizadas, una inversi\u00f3n de $3.000.000 a un mes con la TNA vigente arroja una ganancia estimada de $92.465,75, alcanzando un monto total de $3.092.465,75 al finalizar el per\u00edodo, al sumar capital e intereses.<\/p>\n

Cu\u00e1nto paga cada banco por un plazo fijo a 30 d\u00edas<\/p>\n

Las entidades financieras ajustaron sus rendimientos en diferentes niveles. De acuerdo al relevamiento, estas son las\u00a0tasas actuales\u00a0ofrecidas por los principales bancos del pa\u00eds:<\/p>\n

-Banco Naci\u00f3n:\u00a037,5%<\/p>\n

-Santander:\u00a035%<\/p>\n

-Galicia:\u00a035,25%<\/p>\n

-Provincia de Buenos Aires: 34%<\/p>\n

-BBVA:\u00a035,5%<\/p>\n

-Macro:\u00a036,5%<\/p>\n

-Credicoop:\u00a037%<\/p>\n

-Banco Ciudad:\u00a031%<\/p>\n

-Banco Bica:\u00a041%<\/p>\n

-Banco CMF:\u00a042%<\/p>\n

-Banco Comafi:\u00a037%<\/p>\n

-Banco de Corrientes:\u00a039%<\/p>\n

-Banco de C\u00f3rdoba:\u00a039,5%<\/p>\n

-Banco del Chubut:\u00a038%<\/p>\n

-Banco del Sol:\u00a038%<\/p>\n

-Banco Hipotecario:\u00a0entre 37,5% y 40,5%<\/p>\n

-Banco Mariva:\u00a041,5%<\/p>\n

-Banco Meridian:\u00a042,5%<\/p>\n

-Banco Voii:\u00a043%<\/p>\n

Reba y Cr\u00e9dito Regional:\u00a043%<\/p>\n

Las\u00a0entidades digitales y financieras no tradicionales\u00a0se ubican entre las que ofrecen los rendimientos m\u00e1s altos, superando el 40% anual, mientras que los\u00a0bancos p\u00fablicos\u00a0mantienen tasas promedio en torno al 37%.<\/p>\n

C\u00f3mo hacer un plazo fijo paso a paso<\/p>\n

Con la digitalizaci\u00f3n del sistema bancario, la operaci\u00f3n se puede realizar en\u00a0pocos minutos\u00a0desde el celular o la computadora.<\/p>\n

El procedimiento es simple:<\/p>\n

Ingresar al\u00a0home banking o app\u00a0de la entidad bancaria.<\/p>\n

Seleccionar la opci\u00f3n\u00a0\u201cPlazo fijo\u201d o \u201cInversiones\u201d.<\/p>\n

Indicar el monto a invertir (por ejemplo, $3.000.000).<\/p>\n

Elegir un\u00a0plazo m\u00ednimo de 30 d\u00edas.<\/p>\n

Confirmar la operaci\u00f3n.<\/p>\n

Al concluir el per\u00edodo, el\u00a0capital m\u00e1s los intereses\u00a0se acreditan autom\u00e1ticamente en la cuenta del cliente.<\/p>\n

Qu\u00e9 es un plazo fijo<\/p>\n

El plazo fijo es un\u00a0instrumento financiero tradicional\u00a0que permite\u00a0inmovilizar una suma de dinero durante un tiempo determinado\u00a0a cambio de un\u00a0inter\u00e9s previamente pactado\u00a0con el banco. Su principal atractivo radica en la\u00a0seguridad y previsibilidad\u00a0del rendimiento, ya que se conoce de antemano cu\u00e1nto se cobrar\u00e1 al vencimiento.<\/p>\n

En un contexto de volatilidad econ\u00f3mica, esta herramienta contin\u00faa siendo una opci\u00f3n elegida por quienes buscan proteger sus ahorros sin asumir riesgos elevados, especialmente frente a movimientos del d\u00f3lar o de la inflaci\u00f3n. Fuente: El Once<\/p>\n

\"\"<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Con la Tasa Nominal Anual promedio en 37,5%, el rendimiento de los plazos fijos volvi\u00f3 a mejorar. Seg\u00fan los c\u00e1lculos…<\/p>\n","protected":false},"author":3,"featured_media":31655,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nogoya_volanta":"","nogoya_breaking":false,"nogoya_exclusive":false,"footnotes":""},"categories":[19,4,3],"tags":[],"class_list":["post-31654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-nacionales","category-noticias"],"yoast_head":"\nPlazo fijo: cu\u00e1nto se gana si se invierte $3.000.000 a 30 d\u00edas - Victoria Al D\u00eda<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/victoriaaldia.com\/?p=31654\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Plazo fijo: cu\u00e1nto se gana si se invierte $3.000.000 a 30 d\u00edas - Victoria Al D\u00eda\" \/>\n<meta property=\"og:description\" content=\"Con la Tasa Nominal Anual promedio en 37,5%, el rendimiento de los plazos fijos volvi\u00f3 a mejorar. 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